Products
Phoenix American’s extensive knowledge of the vehicle service contract industry, along with the knowledge of its agents and dealers, makes our carefully designed F&I Products the best in the business. For almost three decades, Phoenix American has offered an exceptional array of competitively priced vehicle service contracts, GAP waiver programs, and additional F & I products to dealers and agents who are profit and service driven.
For over 29 years we have been partners with a member company of the Nationwide® Insurance group (“Nationwide”) to insure all our products and programs.
Auto
Vehicle Service Contract
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Phoenix Extended Care
Franchise and Independent dealers will find that this is the service contract program they need to protect their customers against unforeseen auto repairs.
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Product Information
Phoenix Extended Care
Franchise and Independent dealers will find that our Platinum “Exclusionary” and Gold Care Coverage will exceed your customers’ needs and expectations.- Levels of Coverage: Platinum and Gold Care- “Exclusionary” Coverage for New and Used Vehicles- “Named” Component for Used Vehicles
- Eligibility: Current +4 Model Years (New) and Current +7 (Used)
- Deductible(s): $100 Standard Deductible / Options: $0, $50 and Disappearing Deductible
- Start Date of Coverage: Sale Date of Contract
- Additional Benefits: 24-7 Roadside Assistance / Towing / Car Rental / Trip Interruption
- Profit Participation Programs: Reinsurance/Retrospective Commission Programs
- Insurance Backing: All programs fully insured by a member of the Nationwide® Insurance group, rated A+ XV (Superior) by A. M. Best Company.
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VALUEguard+
A great program for Franchise and Independent dealers who want to provide used vehicle customers with comprehensive coverage and responsive services in the event of a mechanical breakdown.
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VALUEguard+
Offering three levels of comprehensive coverage for high mileage long term used vehicle.- Levels of Coverage – Powertrain, Classic, and Premium
- Eligibility– Current +9 Model Years- High Mileage Vehicles up to 150,000
- Deductible(s) – $100 Standard Deductible / Options: $0, $50 and $200 Deductible
- Start Date of Coverage – Sale Date of Contract
- Additional Benefits – 24-7 Roadside Assistance / Towing / Car Rental
- Profit Participation Programs – Reinsurance/Retrospective Commission Programs
- Insurance Backing – All programs fully insured by a member of the Nationwide® Insurance group, rated A+ XV (Superior) by A. M. Best Company.
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VALUEcare+
Franchise and Independent dealers will find this product to be ideal for high mileage used vehicles without compromising on service & profitability.
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Product Information
VALUEcare+
Franchise and Independent dealers will find this product to be ideal for high mileage used vehicles (coverage includes comprehensive powertrain and air-conditioning, coverage) without compromising on service and profitability.- Level of Coverage – Deluxe
– High Mileage Vehicles up to 150,000 odometer miles at time of sale - Eligibility – Current +15 Model Years
- Deductible – $100 Standard Deductible
- Start Date of Coverage – Sale Date Contract
- Additional Benefits – 24-7 Roadside Assistance / Car Rental
- Profit Participation Programs – Reinsurance/Retrospective Commission Programs
- Insurance Backing – All programs fully insured by a member of the Nationwide® Insurance group, rated A+ XV (Superior) by A. M. Best Company.
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Recreational Vehicle
Vehicle Service Contract
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RV Elite+
Franchise and Independent Recreational Vehicle Dealers will realize the benefits of offering our “Exclusionary” Coverage on both new and used Motorhomes and Towables.
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Product Information
RV Elite+
Give your customers’ protection against the rising cost of repairs that may occur in future years.- Levels of Coverage – Exclusionary and Coach Only Coverage- Motorhome and Towable Units- New and Used Coverage
- Eligibility – Current +3 Model Years (New) and Current -12 (Used)
- Deductible(s) – $100 Standard Deductible / Options: $0 and Disappearing
- Start Date of Coverage – Sale Date Contract
- Coverage Terms– New Coverage – 4–7 Years/Unlimited Mileage- Used Coverage – 12-60 Months/Unlimited Mileage
- Additional Benefits – 24-7 Roadside Assistance / Towing and Car Rental / Trip Interruption/Concierge Services/ RV Technician Hotline/ On-Site Repair
- Profit Participation Programs – Reinsurance/Retrospective Programs
- Insurance Backing – All programs fully insured by a member of the Nationwide® Insurance group, rated A+ XV (Superior) by A. M. Best Company.
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RV Elite+ Travel Trailer
The ideal program for Franchise and Independent Recreational Vehicle Dealers that want to offer their customers “Exclusionary” Coverage on both New and Used Towables.
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Product Information
RV Elite+ Travel Trailer
Protect your towable against the rising cost of repairs in the years to come.-
- Levels of Coverage – Exclusionary and Coach Only Coverage- Towable Units- New and Used Coverage
- Eligibility – Current +3 Model Years (New) and Current -12 (Used)
- Deductible(s) – $100 Standard Deductible / Options: $0 and Disappearing
- Start Date of Coverage – Sale Date Contract
- Coverage Terms
– New Coverage – 4–7 Years/Unlimited Mileage
– Used Coverage – 12-60 Months/Unlimited Mileage
- Additional Benefits – 24-7 Roadside Assistance / Towing / Trip Interruption/Concierge Services/ RV Technician Hotline/ On-Site Repair
- Profit Participation Programs – Reinsurance/Retrospective Programs
- Insurance Backing – All programs fully insured by a member of the Nationwide® Insurance group, rated A+ XV (Superior) by A. M. Best Company.
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RV Elite+ Horse Trailer
A comprehensive program for Franchise and Independent Recreational Vehicle Dealers that want to offer “Exclusionary” Coverage on both New and Used Horse Trailers with Living Quarters.
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Product Information
RV Elite+ Horse Trailer
Protects your customers against the rising cost of repairs that may occur down the road.-
- Levels of Coverage – Exclusionary and Coach Only Coverage- Towable Units- New and Used Coverage
- Eligibility – Current +3 Model Years (New) and Current -12 (Used)
- Deductible(s) – $100 Standard Deductible / Options: $0 and Disappearing
- Start Date of Coverage – Sale Date Contract
- Coverage Terms
– New Coverage – 4–7 Years/Unlimited Mileage
– Used Coverage – 12-60 Months/Unlimited Mileage- Additional Benefits – 24-7 Roadside Assistance / Towing / Trip Interruption/Concierge Services/ RV Technician Hotline/ On-Site Repair
- Profit Participation Programs – Reinsurance/Retrospective Programs
- Insurance Backing – All programs fully insured by a member of the Nationwide® Insurance group, rated A+ XV (Superior) by A. M. Best Company.
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Phoenix GAP
Vehicle Service Contract
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Phoenix GAP
Phoenix GAP is available to Franchise and Independent Dealers that want to provide their customers with the protection they need against a total vehicle loss due to theft or an accident.
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Product Information
Phoenix GAP
Protection and financial security in the event your vehicle is stolen and not recovered or is declared a total loss due to an accident.
New Vehicle- Coverage up to $50,000
- $1,000 maximum payment for primary insurance deductible
Used Vehicle
- Coverage up to $10,000
- $1,000 maximum payment for primary insurance deductible
All programs fully insured by a member of the Nationwide® Insurance group,
rated A+ XV (Superior) by A. M. Best Company. -
Phoenix RV GAP
Phoenix RV GAP provides your customers with the protection they need against RV or Towable loss due to theft or an accident.
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Product Information
Phoenix RV GAP
Is available to Franchisee and Independent dealers that want to provide their customers with the protection they need against RV or Travel Trailer loss.
Motorhome- Coverage up to $50,000
- $1,000 maximum payment for primary insurance deductible.
Travel Trailer
- Coverage up to $25,000
- $1,000 maximum payment for primary insurance deductible.
All programs fully insured by a member of the Nationwide® Insurance group,
rated A+ XV (Superior) by A. M. Best Company.
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Private Label
Vehicle Service Contract
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Phoenix American Private Label
We are aware that our off-the shelf aftermarket products are not always what you need to meet your individual needs. Our experienced team can customize fully-insured vehicle service contract and after-market products that help to provide growth and profitability for you and your clients.
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Product Information
Private Label Programs
We design each of our Service Contract Programs to give our clients the opportunity to maximize profits while offering the consumer the coverage they need to protect their investment.- Service Contract Administrative Services
- Comprehensive Coverage
- Competitive Product Pricing
- Product Design and Marketing Materials
- Claims Processing/Customer Service
- Sales Support
- Product Implementation
- Incentive Programs
- Profit Participation Programs
- PA Express On-Line Contract Management System
Theft Protection
Vehicle Service Contract
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Theft guard+
Theft guard+ is an excellent way for drivers to arm themselves and their investments in the event that their vehicle is stolen and not recovered.
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Product Information
Theft guard+
One of the easiest and cost effective crime prevention tool that assists with the unexpected costs associated with a stolen vehicle.- Levels of Coverage – Two levels of coverage $2,500 and $5,000
- Replacement Benefit $1,000 and $2,000
- Reimbursement Travel Package
- – $250 Travel Allowance Reimbursement
- – $250 Airfare Allowance Reimbursement
- – $250 Rental Car Allowance Reimbursement
Theft guard+ also offers a theft deterrent that makes it harder for a thief to resell the vehicle or its parts. This works with a unique code that is permanently etched into the windshield and other windows on the vehicle. Help your clients take additional measures to prevent vehicle theft with Theft guard+.